Day: January 3, 2017

On Understanding the Cost-of-Living Adjustment

The Social Security Administration (SSA) announced cost-of-living increase for people receiving social security and Supplemental Security Income (SSI). Individuals receiving money from one or both programs will receive an increase of 2.8 percent starting next year. It’s important to note that those receiving SSI benefits will receive an increase. This is the largest increase since 2012. The Social Security Act tethers the annual cost-of-living increase with the increase in the Consumer Price Index. The Consumer Price Index is determined by another federal agency. That agency is called the Department of Labor’s Bureau of Labor Statistics (BLS).

Thus, when there is an increase in average wages for workers, retirees and SSI recipients receive an increase too. It’s important to note that the maximum amount of earning that is taxed by Social Security also increase. In 2019, the taxable maximum will increase from $128,400 to $132,900. It’s important to explain that changes to Medicare will also occur next year. This means that those receiving Medicare will have to wait until Medicare premium are announced the next year to find out if they will enjoy the increase. If the Medicare premium for each month increases, this could wipe out the benefit increase for those receiving social security or SSI.

Why? Because the extra $36 in a retiree’s paycheck may be used to pay the Medicare premium. Those who are not paying for Medicare will be able to enjoy the extra money on their check each month. If Medicare premium for next year does not increase or increases a fraction, retirees will have something to celebrate. The new premium for Medicare won’t be announced until later this year. Those receiving SSI and/or retirement benefits will stop receive information about both increases in the mail.

Getting Social Security and/or SSI Benefits in Tennessee

Tennesseans who apply for either social security and/or SSI benefits often know they are entitled to obtain those benefits. However, many people are denied benefits they should receive them. An initial denial will often occur early in the application process. This can cause the appeals process for a disability claim to last up to two years. Contacting a social security attorney kingsport tn will often help decrease the chances of receiving a denial and/or appeals process.

The first stage of an SSI disability claim is called a Request for Reconsideration. The SSA may still deny the claim. The Office of Disability Adjudication and Review (ODAR) is another agency that hears disability claims that are denied. The Kingsport ODAR offices hear denials from applicants in Kingsport, Morristown and Johnson City. It takes about two years for denied applicants to receive a hearing.

Contact a Social Security and SSI Attorney about Assistance with Obtaining Benefits

A social security attorney will assist an individual in completing and filing their SSA application. They will also determine the best course to fight an appeal. Thus, to receive the benefit increase, a person seeking benefits should have the help of an attorney.…

How Disability Lawyers Can Help You Get Disability

Disability benefits were created to help those in need of financial assistance while they are disabled. It can be a frightening and confusing issue when you suddenly become disabled and you can’t pay the bills. Many Americans apply for disability, but not all receive it. If you get denied, it’s not over, then you get a disability lawyer to win your case. Disability lawyers who handle things like social security disability winchester va are friendly, have empathy and are qualified to help. Most lawyers will get a percentage when they win your case. You will receive any back pay owed to you for the time period you had to wait to plead your case.

Good Reasons to Work with a Disability Lawyer

A disability lawyer will meet with you for free and help you with the application process. You can also do this yourself online, but it is lengthy and can be difficult when you’re already not feeling well. A disability attorney will be able to tell you which doctors reports and medical history you’ll need to submit to social security. Sometimes you’ll get a call from social security to ask for any updated information you may have. A lawyer can file all the paperwork for you, so you can concentrate on getting well. Should you get denied, your disability attorney will go to a hearing with you which makes it more likely that you’ll win your case. Your disability attorney doesn’t get paid until you win your case and you get back pay from the time you became disabled to the time you were given disability. That is a big help to catch up on bills!

What to Do if You Get Denied

Many people who are disabled get denied at first. That is just the first step in the process. It is not over yet, so take heart. There are steps you can take to fight for your rights to disability benefits. The first thing to do is file for reconsideration. You will receive documentation in the mail explaining your denial. Then you have 60 days to appeal your case. Social Security will reconsider your claim. Your disability lawyer can help you with the appeal process. Should you get denied again, you can appeal one more time and ask for a hearing. During the hearing the Judge (ALJ) will ask you questions about your disability and any medical experts who may also be there. This is where your attorney can be a big help as you should have proper representation to help you with your case at this point. Soon after, the judge makes a decision in your disability case.

Prepare for Your Hearing

Your disability attorney has experience and has been to many hearings. He will study your case and prepare you for your hearing. Be ready to tell the judge about your limitations and why you can’t work. To win your case, you and your disability lawyer need to prove that you are unable to continue your current job and your disability keeps you from doing any other job.…